CIVB
Civista BancsharesANasdaq / Banks
Last Price
At close
2026-07-20
Current thesis
Composite grade A from latest DB weights. Momentum 61.7 / Value 61.8 / Sentiment 59.6
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · BMO.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
62
Value
62
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-23 · BMO
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $29.00
Why
Momentum62 · Δ7d +7.3
Value62 · Δ7d -0.3
Sentiment60 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
62
26% active weight
Current posture
7d trendFlat
Δ7d
+7.3
Δ21d
-3.1
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
+0.5
Sentiment
60
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 61.7 / Value 61.8 / Sentiment 59.6
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$594.82M
Beta
0.69
Shares Out
20.78M
P/E (TTM)
8.2
P/S (TTM)
2.76
P/FCF (TTM)
11.50
Rev YoY
+5.9%
EPS YoY
+10.1%
Gross Margin
-
Op Margin
+31.1%
Net Debt
$209.25M
Current Ratio
0.08
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology