CIA
CitizensCNYSE / Insurance
Last Price
At close
2026-08-04
Current thesis
Composite grade C from latest DB weights. Momentum 33.0 / Value 51.7 / Sentiment 55.2
Posture
Mixed
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-08-05.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
33
Value
52
Sentiment
55
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-08-05
Data freshness
Prices
As of 2026-08-04
Fundamentals
As of 2026-07-31 • Vendor: Data Vendor v1
Scores
As of 2026-08-04 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-08-04
Investment thesis
As of 2026-08-04
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $6.00
Why
Momentum33 · Δ7d -
Value52 · Δ7d +0.5
Sentiment55 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
33
10% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
52
40% active weight
Current posture
7d trendFlat
Δ7d
+0.5
Δ21d
+2.1
Sentiment
55
49% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 33.0 / Value 51.7 / Sentiment 55.2
Fundamentals (TTM)As of 2026-07-31
Fundamentals (TTM)
As of 2026-07-31
Market Cap
$239.12M
Beta
0.42
Shares Out
50.55M
P/E (TTM)
24.0
P/S (TTM)
1.03
P/FCF (TTM)
13.26
Rev YoY
+7.3%
EPS YoY
-235.4%
Gross Margin
-
Op Margin
+5.4%
Net Debt
-$15.11M
Current Ratio
606.61
As of 2026-08-04 • Updated nightlySource: Internal modelMethodology