B+
Bull case
25%
Probability
Target price
$34.00
Analysis reference price unavailable
Analysis 2026-04-21 · RankAlpha Sentiment Codex
CCNE
CNB FinancialCNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
The constructive case is that Q1 already showed stable margin, positive organic deposit growth, stronger year-over-year earnings after the ESSA acquisition, improving tangible book value, and liquidity that management described as ample versus adjusted uninsured deposits [#PR-2026-04-20]. If integration synergies and footprint optimization convert into steadier expenses and retained deposits, the stock could drift toward or above the roughly $32.67 median target.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.9.
What can break
Additional CRE paydowns or softer loan demand that keep organic loan balances under pressure.
Momentum
52
Value
55
Sentiment
55
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $31.00 · Bull $34.00 · Bear $27.00Analysis 2026-04-21; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $37.80
Why
Momentum52 · Δ7d +5.7
Value55 · Δ7d -5.5
Sentiment55 · Δ7d +1.9
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +1.9.
Contradictions & invalidation
- • Additional CRE paydowns or softer loan demand that keep organic loan balances under pressure.
- • Deposit attrition or weaker economics from the planned sale of certain customer deposit accounts tied to footprint optimization.
- • The cautious case is that deterministic signals are mildly negative across 20-120 day horizons, evidence quality is only moderate, catalyst density is thin, organic loans fell because of CRE prepayments, and nonperforming assets increased quarter over quarter [#PR-2026-04-20].
Catalyst clock
2026-04-21
April 21 annual-meeting presentation can reset the near-term read-through on Q1 trends
Lead driver: Sentiment · See AI snapshot
Momentum
52
9% active weight
Current posture
7d trendImproving
Δ7d
+5.7
Δ21d
-7.9
Value
55
28% active weight
Current posture
7d trendSoftening
Δ7d
-5.5
Δ21d
-0.0
Sentiment
55
62% active weight
Current posture
7d trendImproving
Δ7d
+1.9
Δ21d
+3.3
Why this grade
Composite grade C. Momentum 52.4 / Value 55.0 / Sentiment 55.2
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-04-21. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$31.00
Analysis reference price unavailable
Analysis 2026-04-21 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$27.00
Analysis reference price unavailable
Analysis 2026-04-21 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$1.03B
Beta
0.72
Shares Out
29.62M
P/E (TTM)
13.2
P/S (TTM)
3.02
P/FCF (TTM)
25.21
Rev YoY
+34.0%
EPS YoY
+50.2%
Gross Margin
-
Op Margin
+26.4%
Net Debt
$253.1M
Current Ratio
0.16
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data