RankAlpha logo
Back to Rankings

CCNE

CNB FinancialC
Nasdaq / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
The constructive case is that Q1 already showed stable margin, positive organic deposit growth, stronger year-over-year earnings after the ESSA acquisition, improving tangible book value, and liquidity that management described as ample versus adjusted uninsured deposits [#PR-2026-04-20]. If integration synergies and footprint optimization convert into steadier expenses and retained deposits, the stock could drift toward or above the roughly $32.67 median target.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-10-26.
What can break
Additional CRE paydowns or softer loan demand that keep organic loan balances under pressure.
Momentum
72
Value
53
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $31.00 · Bull $34.00 · Bear $27.00Analysis 2026-04-21; returns require an exact persisted reference.
Earnings
2026-10-26
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-21 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $38.00
Why
Momentum72 · Δ7d +7.8
Value53 · Δ7d -0.5
Sentiment47 · Δ7d -3.1
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-26.
  • • Value remains the lead driver in the composite, 7D delta -0.5.

Contradictions & invalidation

  • • Additional CRE paydowns or softer loan demand that keep organic loan balances under pressure.
  • • Deposit attrition or weaker economics from the planned sale of certain customer deposit accounts tied to footprint optimization.
  • • The cautious case is that deterministic signals are mildly negative across 20-120 day horizons, evidence quality is only moderate, catalyst density is thin, organic loans fell because of CRE prepayments, and nonperforming assets increased quarter over quarter [#PR-2026-04-20].

Catalyst clock

2026-10-26

April 21 annual-meeting presentation can reset the near-term read-through on Q1 trends

Lead driver: Value · See fundamentals
Momentum
72
8% active weight
Current posture
7d trendImproving
Δ7d
+7.8
Δ21d
+6.4
Value
53
47% active weight
Current posture
7d trendFlat
Δ7d
-0.5
Δ21d
-1.1
Sentiment
47
45% active weight
Current posture
7d trendSoftening
Δ7d
-3.1
Δ21d
-9.2
Why this grade

Composite grade C. Momentum 72.4 / Value 52.8 / Sentiment 47.0

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-04-21. Scenario method

B+
Bull case
25%
Probability
Target price
$34.00
Analysis reference price unavailable
Analysis 2026-04-21 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$31.00
Analysis reference price unavailable
Analysis 2026-04-21 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$27.00
Analysis reference price unavailable
Analysis 2026-04-21 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$1.05B
Beta
0.72
Shares Out
29.62M
P/E (TTM)
13.2
P/S (TTM)
3.02
P/FCF (TTM)
25.21
Rev YoY
+34.0%
EPS YoY
+50.2%
Gross Margin
-
Op Margin
+26.4%
Net Debt
$253.1M
Current Ratio
0.16
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data