B+
Bull case
20%
Probability
Target price
$55.65
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
CAC
Camden NationalDNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
NIM expansion plus steady loan growth drive EPS beats and multiple expansion toward analyst highs.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +2.8.
What can break
Localized credit losses (commercial/CRE) or regulatory action
Momentum
61
Value
52
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $46.50 · Bull $55.65 · Bear $44.00Analysis 2026-01-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-28 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $59.50
Why
Momentum61 · Δ7d -9.8
Value52 · Δ7d -0.0
Sentiment51 · Δ7d +2.8
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +2.8.
Contradictions & invalidation
- • Localized credit losses (commercial/CRE) or regulatory action
- • Material deposit outflows or need for higher-cost funding
- • Deposit outflows, funding-cost spikes, or credit deterioration compress NIM and EPS, pushing shares toward analyst lows.
Catalyst clock
2026-03-31
Dividend / capital-return decision (assumed window end)
Lead driver: Sentiment · See AI snapshot
Momentum
61
9% active weight
Current posture
7d trendSoftening
Δ7d
-9.8
Δ21d
-15.4
Value
52
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
51
62% active weight
Current posture
7d trendImproving
Δ7d
+2.8
Δ21d
+3.9
Why this grade
Composite grade D. Momentum 60.6 / Value 51.8 / Sentiment 50.5
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-28. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$46.50
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$44.00
Analysis reference price unavailable
Analysis 2026-01-28 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$986.45M
Beta
0.66
Shares Out
16.9M
P/E (TTM)
12.6
P/S (TTM)
3.18
P/FCF (TTM)
14.12
Rev YoY
+1.3%
EPS YoY
+63.2%
Gross Margin
-
Op Margin
+30.0%
Net Debt
$593.76M
Current Ratio
0.03
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data