BYFC

Broadway FinancialD

Nasdaq / Banks

At close

2026-07-21

Current thesis

Modest re-rating driven by steady loan growth, contained credit costs, and improved deposit dynamics leading to incremental multiple expansion.

Posture

Defensive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite.

What can break

Credit-quality deterioration in loan book

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $8.32 · Bull $8.41 · Bear $6.36

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-22 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-27 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Why

Momentum63 · Δ7d -

Value37 · Δ7d -0.1

Sentiment43 · Δ7d -

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.1

Δ21d

+1.1

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade D. Momentum 63.2 / Value 36.5 / Sentiment 43.1

Fundamentals (TTM)

As of 2026-07-22

Market Cap

$93.71M

Beta

0.71

Shares Out

9.28M

P/E (TTM) · Derived

-3.1

P/S (TTM)

1.37

P/FCF (TTM)

7.31

Rev YoY

+10.8%

EPS YoY

-111.5%

Gross Margin

Op Margin

+1.3%

Net Debt

$152.59M

Current Ratio

0.03

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology