B+
Bull case
20%
Probability
Target price
$25.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
BWB
Bridgewater BancsharesCNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Q2 results support a constructive operating narrative: stronger NII, higher NIM, loan growth, improved efficiency, solid capital, and continued low charge-offs. The release also cited disciplined underwriting and relationship-led growth.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +0.7.
What can break
Core deposits declined sequentially, increasing funding-mix sensitivity.
Momentum
66
Value
51
Sentiment
64
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $22.25 · Bull $25.00 · Bear $17.25Analysis 2026-07-24; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-08 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-24 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-08
Investment thesis
As of 2026-09-08
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-08. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $24.00
Why
Momentum66 · Δ7d +5.9
Value51 · Δ7d +0.6
Sentiment64 · Δ7d +0.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +0.7.
Contradictions & invalidation
- • Core deposits declined sequentially, increasing funding-mix sensitivity.
- • Low analyst coverage and unavailable target-count data limit revision visibility.
- • Sequential net income and EPS declined, core deposits contracted despite total-deposit growth, and nonperforming assets increased.
Catalyst clock
2026-07-21
Q2 2026 earnings showed operating improvement with mixed funding and credit signals
Lead driver: Sentiment · See AI snapshot
Momentum
66
9% active weight
Current posture
7d trendImproving
Δ7d
+5.9
Δ21d
+6.0
Value
51
28% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+1.0
Sentiment
64
62% active weight
Current posture
7d trendFlat
Δ7d
+0.7
Δ21d
+2.4
Why this grade
Composite grade C. Momentum 65.8 / Value 51.1 / Sentiment 63.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-24. Scenario method
Most likely
B
Base case
55%
Probability
Target price
$22.25
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$17.25
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$622.65M
Beta
0.65
Shares Out
27.88M
P/E (TTM)
13.5
P/S (TTM)
3.67
P/FCF (TTM)
11.01
Rev YoY
+3.6%
EPS YoY
+21.1%
Gross Margin
-
Op Margin
+24.0%
Net Debt
$386.11M
Current Ratio
0.04
As of 2026-09-08 • Updated nightlySource: Internal modelMethods & Data