BSBR
Banco Santander (Brasil)DNYSE / Banks
Last Price
At close
2026-07-20
Current thesis
Improving credit metrics, continued fee income growth and a benign interest-rate path lift margins and justify multiple expansion toward peers; execution on digital and cost controls could drive above-consensus EPS and push the ADR toward the bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -1.1.
What can break
Brazil macro / GDP shock
Momentum
16
Value
48
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $6.00 · Bull $8.00 · Bear $3.50
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $7.13
Why
Momentum16 · Δ7d +1.9
Value48 · Δ7d +0.2
Sentiment56 · Δ7d -1.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
16
26% active weight
Current posture
7d trendFlat
Δ7d
+1.9
Δ21d
-6.4
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
-0.4
Sentiment
56
34% active weight
Current posture
7d trendSoftening
Δ7d
-1.1
Δ21d
-2.7
Why this grade
Composite grade D. Momentum 16.3 / Value 47.8 / Sentiment 56.3
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$20.01B
Beta
0.59
Shares Out
3.74B
P/E (TTM)
21.3
P/S (TTM)
1.27
P/FCF (TTM) · Derived
-7.58
Rev YoY
+18.2%
EPS YoY
+15.1%
Gross Margin
-
Op Margin
+15.7%
Net Debt
$49.94B
Current Ratio
2.74
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology