B+
Bull case
20%
Probability
Target price
$8.00
Analysis reference price unavailable
Analysis 2025-09-27 · RankAlpha Sentiment AI
BSBR
Banco Santander (Brasil)CNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Improving credit metrics, continued fee income growth and a benign interest-rate path lift margins and justify multiple expansion toward peers; execution on digital and cost controls could drive above-consensus EPS and push the ADR toward the bull target.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.2.
What can break
Brazil macro / GDP shock
Momentum
68
Value
47
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $6.00 · Bull $8.00 · Bear $3.50Analysis 2025-09-27; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $6.55
Why
Momentum68 · Δ7d +0.9
Value47 · Δ7d -0.0
Sentiment63 · Δ7d +1.2
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +1.2.
Contradictions & invalidation
- • Brazil macro / GDP shock
- • Credit deterioration / higher provisions
- • A sharper-than-expected Brazil slowdown or adverse credit cycle increases provisions and compresses multiples; FX and capital flow volatility could further weigh the ADR putting price toward the bear target.
Catalyst clock
No dated catalyst is available.
Quarterly earnings / results release
Lead driver: Sentiment · See AI snapshot
Momentum
68
9% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+13.3
Value
47
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+0.0
Sentiment
63
62% active weight
Current posture
7d trendImproving
Δ7d
+1.2
Δ21d
-5.9
Why this grade
Composite grade C. Momentum 67.5 / Value 47.1 / Sentiment 62.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-09-27. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$6.00
Analysis reference price unavailable
Analysis 2025-09-27 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$3.50
Analysis reference price unavailable
Analysis 2025-09-27 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$21.34B
Beta
0.59
Shares Out
3.74B
P/E (TTM)
21.3
P/S (TTM)
1.27
P/FCF (TTM) · Derived
-8.08
Rev YoY
+21.3%
EPS YoY
+68.3%
Gross Margin
-
Op Margin
+9.2%
Net Debt
$49.94B
Current Ratio
3.61
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data