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BSBK

Bogota FinancialC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
The strongest supported bull case is still a cautious one: BSBK has already shown a return to profitability, better margin/funding dynamics, lower wholesale borrowings, and active buybacks in the latest confirmed company release, which could support a modest rerating if the next quarter confirms durability.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
As of April 29, 2026, no March 31, 2026 earnings release or earnings 8-K was confirmed from the company sources checked.
Momentum
69
Value
40
Sentiment
57
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $8.50 · Bull $9.30 · Bear $7.50Analysis 2026-04-29; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Why
Momentum69 · Δ7d -
Value40 · Δ7d +0.8
Sentiment57 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Sentiment remains the lead driver in the composite.

Contradictions & invalidation

  • • As of April 29, 2026, no March 31, 2026 earnings release or earnings 8-K was confirmed from the company sources checked.
  • • Chief lending officer retirement effective March 31, 2026 adds modest execution risk during a transition period.
  • • The bear case is that the improvement was still emerging rather than established: loans shrank, delinquent loans were elevated at year-end 2025, one large construction exposure dominated problem assets, and the scheduled post-earnings follow-up could not yet confirm a March-quarter earnings release or any sell-side revision support as of April 29, 2026.

Catalyst clock

2026-05-15

March-quarter 2026 earnings filing is still the key missing confirmation

Lead driver: Sentiment · See AI snapshot
Momentum
69
9% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
40
28% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
+0.9
Sentiment
57
62% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade C. Momentum 69.0 / Value 39.5 / Sentiment 56.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-04-29. Scenario method

B+
Bull case
0%
Probability
Target price
$9.30
Analysis reference price unavailable
Analysis 2026-04-29 · RankAlpha Sentiment Codex
Most likely
B
Base case
1%
Probability
Target price
$8.50
Analysis reference price unavailable
Analysis 2026-04-29 · RankAlpha Sentiment Codex
B-
Bear case
0%
Probability
Target price
$7.50
Analysis reference price unavailable
Analysis 2026-04-29 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$118.9M
Beta
0.22
Shares Out
12.85M
P/E (TTM)
214.5
P/S (TTM)
7.06
P/FCF (TTM)
105.11
Rev YoY
-5.4%
EPS YoY
+237.9%
Gross Margin
-
Op Margin
+6.8%
Net Debt
$92.17M
Current Ratio
0.26
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data