BPOP

PopularC

Nasdaq / Banks

At close

2026-07-18

Current thesis

Execution preserves NIMs, loans accelerate in core Puerto Rico/Caribbean markets, and management signals capital returns — re-rating pushes the stock toward the bull target (155.0).

Posture

Mixed

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-23 · BMO.

What can break

Deposit outflows or funding-cost shock

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $134.00 · Bull $155.00 · Bear $118.00

Earnings

2026-07-23 · BMO

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-28 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $186.20

Why

Momentum71 · Δ7d -3.2

Value54 · Δ7d +0.3

Sentiment39 · Δ7d -2.8

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-3.2

Δ21d

-0.7

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.3

Δ21d

-2.0

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-2.8

Δ21d

-4.3

Why this grade

Composite grade C. Momentum 70.5 / Value 54.2 / Sentiment 39.1

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$11.08B

Beta

0.65

Shares Out

64.54M

P/E (TTM)

11.4

P/S (TTM)

2.74

P/FCF (TTM)

21.07

Rev YoY

+4.2%

EPS YoY

+48.0%

Gross Margin

Op Margin

+30.3%

Net Debt

$1.18B

Current Ratio

0.11

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology