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BMO

Bank of MontrealF
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
Stable NIM, controlled provisions, and modest multiple expansion as capital returns resume; cross-border growth from U.S. operations accelerates revenues.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -0.0.
What can break
Canadian housing downturn increasing loan losses
Momentum
50
Value
46
Sentiment
25
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $83.85 · Bull $100.00 · Bear $68.00Analysis 2025-09-27; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-27 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $183.17
Why
Momentum50 · Δ7d -2.9
Value46 · Δ7d -0.0
Sentiment25 · Δ7d -0.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta -0.0.

Contradictions & invalidation

  • • Canadian housing downturn increasing loan losses
  • • Regulatory fines or higher capital requirements
  • • Protracted Canadian housing weakness, elevated provisions, or regulatory costs compress earnings and multiple, leading to lower share price.

Catalyst clock

No dated catalyst is available.

Regulatory/credit shock

Lead driver: Sentiment · See AI snapshot
Momentum
50
9% active weight
Current posture
7d trendSoftening
Δ7d
-2.9
Δ21d
-15.1
Value
46
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+0.0
Sentiment
25
62% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
0.0
Why this grade

Composite grade F. Momentum 50.0 / Value 45.8 / Sentiment 24.9

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-09-27. Scenario method

B+
Bull case
25%
Probability
Target price
$100.00
Analysis reference price unavailable
Analysis 2025-09-27 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$83.85
Analysis reference price unavailable
Analysis 2025-09-27 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$68.00
Analysis reference price unavailable
Analysis 2025-09-27 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$130.85B
Beta
1.22
Shares Out
706.2M
P/E (TTM)
16.1
P/S (TTM)
3.62
P/FCF (TTM)
37.75
Rev YoY
+3.5%
EPS YoY
+46.5%
Gross Margin
-
Op Margin
+16.2%
Net Debt
$76.62B
Current Ratio
0.57
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data