BKU
BankUnitedCNYSE / Banks
Last Price
At close
2026-07-17
Current thesis
Bull scenario assumes stabilized deposit costs, modest loan growth and improving NIMs; management executes on margin initiatives and credit remains benign, driving a multi‑quarter re‑rating.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-22 · BMO.
What can break
Concentration in commercial/CRE lending
Momentum
37
Value
55
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $50.02 · Bull $61.93 · Bear $38.11
Earnings
2026-07-22 · BMO
Data freshness
Prices
As of 2026-07-17
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-17 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-17
Investment thesis
As of 2026-07-17
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $52.45
Why
Momentum37 · Δ7d -19.1
Value55 · Δ7d -7.9
Sentiment52 · Δ7d -7.9
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
37
26% active weight
Current posture
7d trendFlat
Δ7d
-19.1
Δ21d
-9.8
Value
55
39% active weight
Current posture
7d trendSoftening
Δ7d
-7.9
Δ21d
-0.4
Sentiment
52
34% active weight
Current posture
7d trendSoftening
Δ7d
-7.9
Δ21d
+1.3
Why this grade
Composite grade C. Momentum 36.6 / Value 54.9 / Sentiment 52.5
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$3.55B
Beta
1.30
Shares Out
72.68M
P/E (TTM)
12.8
P/S (TTM)
3.18
P/FCF (TTM)
10.34
Rev YoY
-4.1%
EPS YoY
+6.4%
Gross Margin
-
Op Margin
+34.1%
Net Debt
$1.96B
Current Ratio
0.03
As of 2026-07-17 • Updated nightlySource: Internal modelMethodology

