BILL

BILLF

NYSE / Software & Services

At close

2026-06-02

Current thesis

Pre-earnings setup is supported by fresh product cadence: BILL Travel expands Spend & Expense, while Supplier Payments Plus adds more enterprise-facing payment orchestration, both of which fit management’s touchless-finance platform narrative.

Posture

Defensive

Lead driver

Value

What changed

News driver: AI is coming for your job after all. These new announcements prove it..

What can break

Loose peer comparability reduces confidence in using relative software valuation alone to support a stronger directional call.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $41.00 · Bull $48.00 · Bear $33.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-03 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade F · Defensive

Confidence Medium · Net Neutral

Target $57.73

Why

Momentum16 · Δ7d -3.3

Value55 · Δ7d -0.1

Sentiment46 · Δ7d -6.8

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Value · See fundamentals

Momentum

34% active weight

Current posture

7d trendFlat

Δ7d

-3.3

Δ21d

+1.9

Value

32% active weight

Current posture

7d trendFlat

Δ7d

-0.1

Δ21d

+1.3

Sentiment

33% active weight

Current posture

7d trendSoftening

Δ7d

-6.8

Δ21d

+12.8

Why this grade

Composite grade F. Momentum 15.6 / Value 55.3 / Sentiment 46.1

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$3.94B

Beta

1.31

Shares Out

100.16M

P/E (TTM)

487.2

P/S (TTM)

3.58

P/FCF (TTM)

17.32

Rev YoY

+10.4%

EPS YoY

-135.0%

Gross Margin

+81.0%

Op Margin

-3.5%

Net Debt

-$503.99M

Current Ratio

1.67

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology