BHB

Bar Harbor BanksharesC

NYSE American / Banks

At close

2026-06-02

Current thesis

The constructive case is operational rather than narrative-driven: Q4 2025 showed a 3.62% net interest margin, 8% annualized commercial loan growth, stable ACL coverage near 0.94%, improving book value per share to $31.88, and management emphasized fee support from wealth management with $3.5 billion of AUM [#8-K-2026-01-22].

Posture

Mixed

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -1.9.

What can break

Acquisition integration benefits may arrive more slowly than expected, leaving expense and funding drag ahead of revenue synergies.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $35.00 · Bull $39.00 · Bear $29.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-17 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $36.50

Why

Momentum52 · Δ7d -1.9

Value49 · Δ7d -9.1

Sentiment51 · Δ7d +2.1

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendFlat

Δ7d

-1.9

Δ21d

+2.5

Value

32% active weight

Current posture

7d trendSoftening

Δ7d

-9.1

Δ21d

-0.1

Sentiment

33% active weight

Current posture

7d trendImproving

Δ7d

+2.1

Δ21d

+6.4

Why this grade

Composite grade C. Momentum 52.0 / Value 49.5 / Sentiment 51.4

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$585.47M

Beta

0.64

Shares Out

16.69M

P/E (TTM)

13.6

P/S (TTM)

3.33

P/FCF (TTM)

27.31

Rev YoY

+15.1%

EPS YoY

-31.6%

Gross Margin

Op Margin

+28.2%

Net Debt

$13.42M

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology