BCML
BayComDNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Shares sit below the packet's median analyst target of $33, leaving room for upside if the new leadership team stabilizes operations quickly and capital return remains intact despite the transition.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.1.
What can break
Community-bank earnings sensitivity to funding and credit conditions
Momentum
52
Value
51
Sentiment
44
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $29.00 · Bull $33.00 · Bear $24.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-17 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $32.67
Why
Momentum52 · Δ7d +0.9
Value51 · Δ7d -0.1
Sentiment44 · Δ7d -3.7
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
52
26% active weight
Current posture
7d trendSoftening
Δ7d
+0.9
Δ21d
-14.0
Value
51
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-0.4
Sentiment
44
34% active weight
Current posture
7d trendSoftening
Δ7d
-3.7
Δ21d
-4.6
Why this grade
Composite grade D. Momentum 52.3 / Value 50.9 / Sentiment 43.7
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$370.26M
Beta
0.34
Shares Out
10.91M
P/E (TTM)
13.9
P/S (TTM)
3.23
P/FCF (TTM)
12.64
Rev YoY
+5.9%
EPS YoY
+46.4%
Gross Margin
-
Op Margin
+31.8%
Net Debt
-$4.4M
Current Ratio
0.20
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology