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BCH

Banco de ChileD
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
Improved loan growth, tight cost control and stable CLP lead to margin expansion; dividends and buybacks resume, supporting a >40% upside from current levels over 12 months.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +2.4.
What can break
Chilean economic slowdown reducing loan demand and asset quality
Momentum
61
Value
50
Sentiment
48
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $34.50 · Bull $42.00 · Bear $24.00Analysis 2025-09-29; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-29 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $41.78
Why
Momentum61 · Δ7d +3.9
Value50 · Δ7d +1.4
Sentiment48 · Δ7d +2.4
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +2.4.

Contradictions & invalidation

  • • Chilean economic slowdown reducing loan demand and asset quality
  • • Elevated credit losses from commercial-sector stress
  • • Peso depreciation, higher defaults from an economic slowdown, or regulatory pressure on bank dividends compress multiples and push the ADR materially below current levels.

Catalyst clock

No dated catalyst is available.

Quarterly results / dividend update

Lead driver: Sentiment · See AI snapshot
Momentum
61
9% active weight
Current posture
7d trendFlat
Δ7d
+3.9
Δ21d
+23.2
Value
50
28% active weight
Current posture
7d trendImproving
Δ7d
+1.4
Δ21d
-
Sentiment
48
62% active weight
Current posture
7d trendImproving
Δ7d
+2.4
Δ21d
-1.0
Why this grade

Composite grade D. Momentum 60.8 / Value 50.1 / Sentiment 48.2

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-09-29. Scenario method

B+
Bull case
20%
Probability
Target price
$42.00
Analysis reference price unavailable
Analysis 2025-09-29 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$34.50
Analysis reference price unavailable
Analysis 2025-09-29 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$24.00
Analysis reference price unavailable
Analysis 2025-09-29 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$20.79B
Beta
0.70
Shares Out
505.09M
P/E (TTM)
14.6
P/S (TTM)
5.22
P/FCF (TTM)
32.04
Rev YoY
+37.3%
EPS YoY
+34.6%
Gross Margin
-
Op Margin
+33.2%
Net Debt
$12.48B
Current Ratio
0.38
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data