RankAlpha logo
Back to Rankings

BCBP

BCB BancorpD
Nasdaq / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
Execution on loan growth, stable NIM, and supportive analyst revisions push valuation toward the high end of consensus within 12 months.
Posture
Defensive
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-10-29 · BMO.
What can break
Adverse regulatory action or material SEC disclosure
Momentum
35
Value
38
Sentiment
61
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $9.25 · Bull $12.00 · Bear $7.00Analysis 2026-02-01; returns require an exact persisted reference.
Earnings
2026-10-29 · BMO
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-26 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-01 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $8.95
Why
Momentum35 · Δ7d +2.6
Value38 · Δ7d 0.0
Sentiment61 · Δ7d -7.6
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-29 · BMO.
  • • Sentiment remains the lead driver in the composite, 7D delta -7.6.

Contradictions & invalidation

  • • Adverse regulatory action or material SEC disclosure
  • • Larger-than-expected deposit outflows or funding-cost spikes
  • • Deposit pressure, rising funding costs, or material credit deterioration force higher provisions and compress multiples, moving the stock toward the bear scenario.

Catalyst clock

2026-10-29 · BMO

Quarterly earnings / asset-quality update (estimated)

Lead driver: Sentiment · See AI snapshot
Momentum
35
8% active weight
Current posture
7d trendImproving
Δ7d
+2.6
Δ21d
+10.5
Value
38
47% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
-0.1
Sentiment
61
45% active weight
Current posture
7d trendSoftening
Δ7d
-7.6
Δ21d
-10.1
Why this grade

Composite grade D. Momentum 35.3 / Value 37.6 / Sentiment 60.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-01. Scenario method

B+
Bull case
20%
Probability
Target price
$12.00
Analysis reference price unavailable
Analysis 2026-02-01 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$9.25
Analysis reference price unavailable
Analysis 2026-02-01 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$7.00
Analysis reference price unavailable
Analysis 2026-02-01 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-26
Market Cap
$263.54M
Beta
0.74
Shares Out
30.75M
P/E (TTM)
167.6
P/S (TTM)
1.41
P/FCF (TTM)
7.87
Rev YoY
-11.9%
EPS YoY
-575.9%
Gross Margin
-
Op Margin
-11.4%
Net Debt
$275.56M
Current Ratio
0.42
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data