BCAL
California BanCorpBNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Composite grade B from latest DB weights. Momentum 56.2 / Value 61.6 / Sentiment 61.2
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-27.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
56
Value
62
Sentiment
61
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-27
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $22.83
Why
Momentum56 · Δ7d +0.8
Value62 · Δ7d -0.2
Sentiment61 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
56
26% active weight
Current posture
7d trendImproving
Δ7d
+0.8
Δ21d
+18.8
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
+0.0
Sentiment
61
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 56.2 / Value 61.6 / Sentiment 61.2
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$679M
Beta
0.28
Shares Out
32.16M
P/E (TTM)
9.9
P/S (TTM)
2.65
P/FCF (TTM)
10.31
Rev YoY
-5.9%
EPS YoY
-18.1%
Gross Margin
-
Op Margin
+64.9%
Net Debt
$755K
Current Ratio
0.20
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology