BBAR

Banco BBVA ArgentinaB

NYSE / Banks

At close

2026-07-20

Current thesis

The bullish read is that May 26 SEC-reported Q1 results showed a meaningful profitability rebound, strong capital, and enough liquidity to support dividend distributions, which can keep the ADR supported if credit metrics stabilize [#SEC-6K-2026-05-26-EARNINGS] [#SEC-6K-2026-05-26-DIVIDEND].

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -5.2.

What can break

Credit quality remains the key operating risk, with stored earnings context citing a 5.60% NPL ratio and lingering pressure in retail card and consumer portfolios [#PR-EARNINGS-2026-06-02].

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $21.80 · Bull $24.50 · Bear $16.00

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-03 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $21.60

Why

Momentum83 · Δ7d -5.2

Value46 · Δ7d +0.8

Sentiment54 · Δ7d +5.6

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

-5.2

Δ21d

-8.7

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.8

Δ21d

-8.3

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+5.6

Δ21d

-1.5

Why this grade

Composite grade B. Momentum 82.8 / Value 45.8 / Sentiment 54.4

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$4.2B

Beta

1.25

Shares Out

204.24M

P/E (TTM)

22.9

P/S (TTM)

1.83

P/FCF (TTM)

11.40

Rev YoY

+12.5%

EPS YoY

-25.6%

Gross Margin

Op Margin

+10.4%

Net Debt

-$1.07B

Current Ratio

0.42

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology