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BAP

CredicorpF
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
Improved Peruvian economic activity, stable FX, and better-than-expected loan performance drive re-rating; higher fee income from insurance/wealth businesses supports upside.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +2.0.
What can break
Deterioration in asset quality (NPLs)
Momentum
60
Value
51
Sentiment
21
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $3.53 · Bull $4.20 · Bear $2.69Analysis 2025-10-02; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-27 • Vendor: Data Vendor v1
Scores
As of 2026-10-27 • Model: HYBRID_IC_RP
AI Memo
As of 2025-10-02 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-27

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-27. Definitions

Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $443.58
Why
Momentum60 · Δ7d -14.4
Value51 · Δ7d +2.0
Sentiment21 · Δ7d 0.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta +2.0.

Contradictions & invalidation

  • • Deterioration in asset quality (NPLs)
  • • Peru macro slowdown reducing loan growth
  • • Macro slowdown in Peru, currency weakness, or rising NPLs force increased provisions and compress margins, leading to downside to ADR levels.

Catalyst clock

No dated catalyst is available.

Lead driver: Value · See fundamentals
Momentum
60
8% active weight
Current posture
7d trendSoftening
Δ7d
-14.4
Δ21d
-15.3
Value
51
47% active weight
Current posture
7d trendImproving
Δ7d
+2.0
Δ21d
+1.3
Sentiment
21
45% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade

Composite grade F. Momentum 60.5 / Value 51.1 / Sentiment 20.9

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-10-02. Scenario method

B+
Bull case
20%
Probability
Target price
$4.20
Analysis reference price unavailable
Analysis 2025-10-02 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$3.53
Analysis reference price unavailable
Analysis 2025-10-02 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$2.69
Analysis reference price unavailable
Analysis 2025-10-02 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-27
Market Cap
$29.01B
Beta
1.32
Shares Out
79.42M
P/E (TTM)
12.1
P/S (TTM)
3.22
P/FCF (TTM)
6.01
Rev YoY
+17.7%
EPS YoY
+15.9%
Gross Margin
-
Op Margin
+33.7%
Net Debt
-$2.74B
Current Ratio
0.37
As of 2026-10-27 • Updated nightlySource: Internal modelMethods & Data