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BAC

Bank of AmericaB
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
The 2Q26 print showed broad operating momentum: every business segment delivered double-digit net-income growth, while consumer banking, wealth management, global banking, and global markets all posted strong revenue or activity metrics. If management’s pipeline and borrowing commentary converts into sustained growth, BAC could move toward the analyst median target [#SEC-8K-2026-07-14].
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bullish as of 2026-09-09.
What can break
Commercial borrowing and management pipelines may weaken, and deposit pricing, rates, NII, or credit costs could reverse operating leverage.
Momentum
69
Value
56
Sentiment
66
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $67.07 · Bull $73.50 · Bear $53.50Analysis 2026-07-17; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $68.45
Why
Momentum69 · Δ7d +3.3
Value56 · Δ7d +6.3
Sentiment66 · Δ7d +2.6
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 3 setup hits (3d) with net bullish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +2.6.

Contradictions & invalidation

  • • Commercial borrowing and management pipelines may weaken, and deposit pricing, rates, NII, or credit costs could reverse operating leverage.
  • • Consensus surprise, estimate revisions, analyst target changes, and post-release price reaction are unavailable; reported strength should not be treated as a confirmed forward reset.
  • • The packet does not provide consensus comparisons, post-print analyst revisions, target changes, or a verified market-reaction explanation.

Catalyst clock

2026-07-14

2Q26 earnings with broad-based revenue acceleration

Lead driver: Sentiment · See AI snapshot
Momentum
69
9% active weight
Current posture
7d trendImproving
Δ7d
+3.3
Δ21d
+5.5
Value
56
28% active weight
Current posture
7d trendImproving
Δ7d
+6.3
Δ21d
+6.3
Sentiment
66
62% active weight
Current posture
7d trendImproving
Δ7d
+2.6
Δ21d
-0.1
Why this grade

Composite grade B. Momentum 69.2 / Value 56.0 / Sentiment 65.5

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-17. Scenario method

B+
Bull case
25%
Probability
Target price
$73.50
Analysis reference price unavailable
Analysis 2026-07-17 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$67.07
Analysis reference price unavailable
Analysis 2026-07-17 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$53.50
Analysis reference price unavailable
Analysis 2026-07-17 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$446.77B
Beta
1.29
Shares Out
6.99B
P/E (TTM)
15.5
P/S (TTM)
3.87
P/FCF (TTM)
7.99
Rev YoY
+0.3%
EPS YoY
+34.3%
Gross Margin
-
Op Margin
+21.3%
Net Debt
$684.61B
Current Ratio
1.03
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data