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AXP

American ExpressB
NYSE / Financial Services
Last Price
At close
2026-07-17
View Chart
Current thesis
Bull case assumes sustained cardmember spending acceleration, margin expansion from premium-product mix, and limited regulatory disruption leading to multiple expansion to ~1.2x current levels and revenue beat cycles.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-24 · BMO.
What can break
Bear case assumes regulatory/interchange pressure or a notable slowdown in discretionary spend, compressing multiples and EPS growth and driving a double-digit decline from current levels.
Momentum
66
Value
52
Sentiment
59
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $404.13 · Bull $461.87 · Bear $327.16
Earnings
2026-07-24 · BMO
Data freshness
Prices
As of 2026-07-17
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-17 • Model: HYBRID_IC_RP
AI Memo
As of 2025-12-12 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-17
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $378.50
Why
Momentum66 · Δ7d +4.3
Value52 · Δ7d +0.2
Sentiment59 · Δ7d -10.0
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
66
26% active weight
Current posture
7d trendSoftening
Δ7d
+4.3
Δ21d
-3.4
Value
52
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+1.0
Sentiment
59
34% active weight
Current posture
7d trendSoftening
Δ7d
-10.0
Δ21d
-6.2
Why this grade

Composite grade B. Momentum 65.7 / Value 52.1 / Sentiment 59.2

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$242.46B
Beta
1.15
Shares Out
682.33M
P/E (TTM)
25.5
P/S (TTM)
3.45
P/FCF (TTM)
15.63
Rev YoY
+10.2%
EPS YoY
+17.8%
Gross Margin
+60.2%
Op Margin
+17.7%
Net Debt
$9.97B
Current Ratio
3.29
As of 2026-07-17 • Updated nightlySource: Internal modelMethodology