AX
Axos FinancialDNYSE / Banks
Last Price
At close
2026-06-03
Current thesis
The bullish read is that Axos still produced double-digit year-over-year growth in net interest income, net income, EPS, loans, deposits, and book value, while management framed reserve pressure as partly tied to one C&I credit and growth rather than a broad real-estate credit break; the pending Jenius and Capital One deposit acquisitions could also improve funding flexibility if closed and integrated smoothly.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +0.7.
What can break
FHLB advances increased to about $1.805 billion at March 31, 2026 from $60 million at June 30, 2025, raising sensitivity to funding mix and wholesale funding dependence.
Momentum
21
Value
44
Sentiment
57
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $96.00 · Bull $108.00 · Bear $74.00
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-03 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-06-03
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $112.00
Why
Momentum21 · Δ7d +2.4
Value44 · Δ7d -2.5
Sentiment57 · Δ7d +0.7
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
21
34% active weight
Current posture
7d trendImproving
Δ7d
+2.4
Δ21d
-11.4
Value
44
32% active weight
Current posture
7d trendSoftening
Δ7d
-2.5
Δ21d
-0.6
Sentiment
57
33% active weight
Current posture
7d trendFlat
Δ7d
+0.7
Δ21d
+2.8
Why this grade
Composite grade D. Momentum 21.2 / Value 43.6 / Sentiment 57.1
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$4.99B
Beta
1.27
Shares Out
56.64M
P/E (TTM)
11.8
P/S (TTM)
4.02
P/FCF (TTM)
10.30
Rev YoY
-3.8%
EPS YoY
+2.9%
Gross Margin
-
Op Margin
+47.9%
Net Debt
-$1.48B
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology

