B+
Bull case
20%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
AMTB
Amerant BancorpDNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Bull: Sustained NIM expansion, contained credit losses, and positive analyst revisions drive EPS upside and multiple expansion toward the analyst high (32.0).
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.9.
What can break
Analyst downgrades or concentrated sell-side negative revisions
Momentum
79
Value
45
Sentiment
48
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $22.63 · Bull $32.00 · Bear $15.62Analysis 2026-01-24; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $31.88
Why
Momentum79 · Δ7d -2.9
Value45 · Δ7d -0.1
Sentiment48 · Δ7d +1.9
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +1.9.
Contradictions & invalidation
- • Analyst downgrades or concentrated sell-side negative revisions
- • Capital or liquidity stress in a adverse macro scenario
- • Bear: Prolonged NIM compression, material CRE/credit stress, or concentrated analyst downgrades produce earnings misses and multiple contraction toward the analyst low (15.62).
Catalyst clock
2026-04-24
Next quarterly earnings (estimated)
Lead driver: Sentiment · See AI snapshot
Momentum
79
9% active weight
Current posture
7d trendImproving
Δ7d
-2.9
Δ21d
-7.9
Value
45
28% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-4.9
Sentiment
48
62% active weight
Current posture
7d trendImproving
Δ7d
+1.9
Δ21d
+2.0
Why this grade
Composite grade D. Momentum 78.7 / Value 45.1 / Sentiment 47.8
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-24. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$22.63
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$15.62
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$1.14B
Beta
1.01
Shares Out
39.19M
P/E (TTM)
12.9
P/S (TTM)
1.93
P/FCF (TTM)
5.31
Rev YoY
-10.0%
EPS YoY
-3.0%
Gross Margin
-
Op Margin
+12.6%
Net Debt
$869.94M
Current Ratio
0.04
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data