AI Stock Memo: WSFS - WSFS Financial - RankAlpha

WSFS

Rating buyAI Memo

WSFS Financial

As of 2026-02-19/Confidence medium

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Data freshness

AI Memo

As of 2026-02-19 • Model: RankAlpha Sentiment AI

Decision Panel

Action, confidence, horizon, and decision blockers at a glance.

Action

buy

Confidence

medium

Horizon

—

Key catalyst

Earnings release (next quarter) • 2026-05-20

Expected move: -11%

Biggest risk

Deposit competition or weaker-than-expected NII compresses margins and pushes targets toward the low analyst band (~60.6), pressuring the stock below the anchor.

Invalidation

Break below $61 or thesis failure.

What would change my mind?

Deposit stabilization, continued NII growth, and stable credit lift sentiment and support a modest multiple expansion toward the bull target (75.00).

Research note

Recommendation

buy

Confidence

medium

As of

2026-02-19

Base target

$69

p=60%

Bull target

$75

p=20%

Bear target

$61

p=20%

Key bullets

Fast scan of bull, bear, and watch items

BullKey bullets

Earnings release (next quarter)
Dividend decision
Analyst re-rating (12 months)

BearKey bullets

Deposit outflows or higher funding costs
Deteriorating loan credit quality
Net interest margin compression

WatchKey bullets

ANCHOR: {"price": 66.33, "timestamp_utc": "2026-02-18T00:00:00Z", "source": "rankalpha_api_adj_close"} ANALYST_TARGETS_REVIEWED: true Base (69.00) sits near the analyst median and inside the published range (low 60.6 — high 73.0); bull (75.00) modestly exceeds the high while bear (60.60) matches the low.

Summary

High-level snapshot

Recommendation

buy

Model confidence

medium

Timeframe

Asset

Equity

Trigger

Base case: $69 (p=60%)

Bull/Bear spread: -3% / -22%

Vs latest close: Bull -3% · Base -11% · Bear -22%

Scenario probabilities

Bull Target: $75 (p=20%)Base Target: $69 (p=60%)Bear Target: $61 (p=20%)

Commentary

Analyst tone is mixed-to-mildly constructive: median targets imply modest upside versus the anchor and the analyst band is narrow. Recent headlines cited a small dividend and FY2025 beat, supporting near-term stability. Overall tone: cautious optimism, sensitive to NII and deposit dynamics.

As of 2026-02-19 • Updated bi-weekly / post-earningsSource: Internal modelMethodology

Analyst Summary

Thesis highlights from the latest analysis

Bull Case

Deposit stabilization, continued NII growth, and stable credit lift sentiment and support a modest multiple expansion toward the bull target (75.00).

Bear Case

Deposit competition or weaker-than-expected NII compresses margins and pushes targets toward the low analyst band (~60.6), pressuring the stock below the anchor.

Drivers

Scannable catalysts and supporting factors

Earnings release (next quarter)
Dividend decision
Analyst re-rating (12 months)

Human Analyst Targets

External snippets for comparison only; verify at source.

Unverified externalLast fetched 2026-02-19Source quality: external scrape

External snippets are unverified; treat as directional signals only. Always confirm with the original provider.

Inline RA est

Provider

serper

Median (USD)

$69.00

Range (USD)

$60.60 - $73.00

Count

Query: WSFS Financial Corp Common (WSFS) analyst consensus price target high low average

WSFS Financial Corporation: Target Price Consensus and Analysts ...
Search result #1
Spread / Average Target. +5.16%. High Price Target. 73.00USD. Spread / Highest target. +9.28%. Low Price Target. 67.00USD. Spread / Lowest Target. +0.30% ...
Extracted: $73.00, $67.00Open source
WSFS Financial (WSFS) Stock Forecast & Price Target - MarketBeat
Search result #2
According to the 7 analysts' twelve-month price targets for WSFS Financial, the average price target is $69.00. The highest price target for WSFS is $71.00, ...
Extracted: $69.00, $71.00Open source
Wsfs Financial stock forecast - TipRanks
Search result #3
The average price target is $70.25 with a high forecast of $73.00 and a low forecast of $67.00. The average price target represents a -0.30% change from the ...
Extracted: $70.25, $73.00, $67.00Open source
WSFS Financial Corp NASDAQ:WSFS - Alpha Spread
Search result #4
Wall Street analysts forecast WSFS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WSFS is ...
Open source
What is the current Price Target and Forecast for WSFS (WSFS)
Search result #5
The forecasts range from a low of $67.00 to a high of $73.00. The average price target represents an increase of 4.72% from the last closing price of $66.51.
Extracted: $67.00, $73.00, $66.51Open source
WSFS Financial (WSFS) Stock Forecast: Analyst Ratings ...
Search result #6
Wall Street analysts have set a price target of $69, reflecting a 0.00% increase from the current stock price. What is the 2026 price prediction for WSFS ...
Extracted: $69.00Open source

Scenarios

Bull Target (Scenario probability)

$75 / p=20% prob

Base Target (Scenario probability)

$69 / p=60% prob

Bear Target (Scenario probability)

$61 / p=20% prob

Price $78 as of 2026-07-10

Nearest Scenario: Bull (∆ 3%)

Targets vs latest close: Bull -3% · Base -11% · Bear -22%

Sentiment & Exposure

Sentiment unavailable: insufficient coverage

Short-term Catalysts

Next few weeks

Earnings release (next quarter)
2026-05-20
Next quarterly report expected within ~90 days; key readouts will be net interest income, deposit trends, and credit costs. Timing inferred from prior Q4/2025 activity and coverage notes.
Prob 60% • Move 6% • Priced-in 30%
Dividend decision
2026-05-20
Company announced a $0.17 Q4 dividend on Jan 29; market will watch confirmation or an increase at the next payout decision.
Prob 70% • Move 3% • Priced-in 60%

Long-term Catalysts

Months to a year

Analyst re-rating (12 months)
2027-02-19
Analyst 12-month targets span a narrow band (low ~60.6 to high ~73.0); meaningful upward or downward revisions could drive a re-rating over the next year.
Prob 50% • Move 10% • Priced-in 40%

Risks

Deposit outflows or higher funding costs
Deteriorating loan credit quality
Net interest margin compression
Regulatory or capital pressures

Peers

Symbol	Summary
ZION	Larger regional with similar commercial-lending exposure; useful for NII sensitivity comparisons.
TFC	Super-regional peer; provides context on scale-driven efficiency and capital choices.
MTB	Established regional with a stable deposit base—benchmarks credit performance in overlapping markets.

Sources

Internal and external references used in this analysis

Model source: RankAlpha Sentiment AI
Human targets: serper
Targets query: WSFS Financial Corp Common (WSFS) analyst consensus price target high low average
Analysis date: 2026-02-19